Mildred Culbert Kelly and Fred W. Kelly never had children, but they were generous with contributions of time and talent to church and community groups that focused on youngsters.

Prior to his death in 1989, Mr. Kelly had been employed as an insurance agent and later purchased the Wheeler Insurance Agency which he owned and operated until his retirement in 1977. He was a founding member and past president of the Optimist Club and he assisted in establishing Big Brothers and Big Sisters of Saginaw and the READ Saginaw program.

Mrs. Kelly retired from the Accounting Department at Chevrolet Saginaw Grey Iron Foundry after 39 years of service. She volunteered at First United Methodist Church as director of the Children’s Choir, the Interpretive Choir and the Sacred Dance Group for many years. She was also a volunteer at READ Saginaw and Delta College Channel 19 and was a past president of the Opti-Mrs. Club. She died in 2000 at the age of 94.

Mildred Culbert Kelly and Fred W. Kelly’s legacy continues to assist youth with scholarships for students who might not otherwise obtain a college or vocational degree.